People and organizations renting the Chris White Gallery for repeating events can get a $245 deduction on each event if they use their own insurance to cover the event instead of using the insurance provided by the gallery.
What is needed is an insurance certificate from the renter’s insurance company as follows. This is a complicated requirement with many details, so we only offer it to repeating events.
Additional discounts are available for some repeating events.
Renter’s Insurance Requirements
- Your insurance must provide and maintain General Liability, insuring the Shipley Lofts and the Chris White Community Development Corporation (CWCDC), naming both entities as an additional insured on a primary & noncontributory basis, insuring them against all bodily injury, property damage, personal injury and other loss arising out of Renter’s use and occupancy of the premises, or any other occupant premises, including appurtenances to the premises and sidewalks.
- The insurance required hereunder shall have a single limit liability of not less than $1 Million, and general aggregate liability of not less than $2 Million.
- A waiver of subrogation in favor of the Shipley Lofts and the CWCDC is required.
- There shall be no exclusions or limitations for assault and battery.
- If you are providing alcohol at the event and not selling or serving it, your General Liability insurance should include host liquor liability coverage without limitations. If you intend on having a vendor sell or serve alcohol at the event, they must be licensed to do so and carry true Liquor Liability coverage, naming the Shipley Lofts and the Chris White Community Development Corporation as Additional Insureds.
- If there is going to be a political fundraiser, then the carrier will need confirmation that nobody in attendance is a Politician at the State Level or higher, or any nationally recognized activists.
- Proof of required insurance is due to us no later than 3 days prior to the event.
- Add to the Certificate of Insurance’s description:
* Shipley Lofts LP ; Chris White Community Development Corporation are included as Additional Insureds as respects to the above-referenced General Liability on a primary and non-contributory basis for ongoing and completed operations.
* Shipley Lofts LP ; Chris White Community Development Corporation is provided waiver of subrogation as respects to the above-referenced General Liability.
In addition:
Renter agrees to indemnify, defend, and hold the Chris White Gallery, its building owners, officers, and agents harmless of and from any liabilities, costs, penalties, or expenses arising out of and/or resulting from the rental and use of the premises, including but not limited to, the personal guarantee of provision, service, and dispensing of payment by Renter, its employees, and agents of alcoholic beverages at the Chris White Gallery.
In the event the Chris White Gallery, its building owners, officers, and/or agents, are required to file any action in court in order to enforce any provisions of this agreement, the renter agrees to pay the Chris White Gallery, its building owners, officers, and/or agents, all reasonable attorney fees, court fees, and costs of suit incurred by the Chris White Gallery, including all collection expenses and interest due.
Renters cannot endorse their auto insurance; a general liability policy must be used.
If alcohol is being served, renters must confirm that they do not have a host liquor liability exclusion on their policy.
This policy is subject to change without notice.
